Welcome to the TAO community! I’ve been holding TAO for about eight months now. The staking works through delegation to subnet validators - not traditional proof-of-stake. Returns vary a lot based on which subnet you pick and network activity. I’ve seen 8% to 20% APY, but it bounces around quite a bit. Your delegation isn’t locked, but there’s a 7-day unbonding period when you withdraw, so plan for that. You can’t just unstake rewards - it’s all or nothing when you undelegate. I’d start with smaller amounts to learn the process before going all in.